Home: Buy vs Rent
Compare long-term wealth accumulation between buying and renting, including opportunity costs.
Buying
$
%
% / yr
% of price
% of price
% / yr
$
per year
$
per month
% of value / yr
% / yr
%
Renting
$
% / yr
$
per month
Shared Assumptions
% / yr
Expected return on invested savings (e.g. S&P 500 avg)
Vehicle: Electric vs Gasoline
Total cost of ownership comparison including purchase, fuel, maintenance, and depreciation.
Electric Vehicle (EV)
$
$
$
miles / kWh
$
per kWh
$
one-time cost
$
per year
$
per year (no oil changes)
Gasoline Vehicle
$
MPG
$
per gallon
$
per year
$
per year (oil changes, etc.)
Shared Parameters
miles
% / yr
% / yr
%
%
Applied to both vehicles equally
Energy: Solar Panels vs Grid Electricity
Determine payback period, long-term savings, and ROI for residential solar installation.
Solar Installation
$
Before any tax credits or rebates
%
$
kW
hrs / day
Annual daily average. US avg is 4–5 hrs.
% / yr
% of retail rate
% of retail rate paid for excess energy sent to grid
%
$
Inverter, cleaning, inspection per year
Grid Electricity
$
$
per kWh
% / yr
kWh
Analysis Parameters
%
Opportunity cost / alternative investment return
Lifestyle Affordability Meter
Real-time financial health dashboard. See instantly whether a purchase is affordable and its 5-year impact on your wealth.
Your Monthly Financial Profile
₹
Monthly net income
₹
All loan repayments combined
₹
House / PG rent
₹
Food, grocery, utilities, transport, etc.
₹
Investments, FD, PF, RD, etc.
Life Planning Simulator
Drag life events onto your age timeline and instantly see how each decision shapes your long-term net worth.
Your Financial Profile
yrs
yrs
yrs
Overridden if Retire event is placed
$
$
Excluding event costs below
$
$
% / yr
% / yr
Life Events — set cost, then drag onto the timeline
Your Life Timeline
← Drag events from above onto any age • Hover a placed event and click × to remove